PLAYER WELLBEING · PAGCOR COMPLIANT

Responsible Gaming
at cowins

At cowins, we believe that gaming should always be fun — never a source of stress, financial hardship, or harm. We are committed to providing every Filipino player with the tools, information, and support needed to keep gaming a safe and enjoyable experience. Responsible gaming is not just a policy at cowins; it is a core part of who we are.

21+ Players Only PAGCOR Regulated
21+

Age Restriction

Only players aged 21 and above are permitted to register and play on cowins, in compliance with Philippine gaming regulations.

Gambling is addictive. Know when to stop. If you or someone you know is experiencing problems with gambling, please use the self-exclusion tools available in your cowins account or contact our responsible gaming support team. Help is always available.

OUR COMMITMENTS

How cowins Protects Players

cowins has built a comprehensive responsible gaming framework to ensure every player in the Philippines can enjoy our platform safely and within their means.

Strict 21+ Age Policy

cowins enforces a strict minimum age of 21 years for all players, in line with PAGCOR regulations. Every new account undergoes date-of-birth verification and KYC identity checks before any gaming activity is permitted.

Deposit Limits

Set daily, weekly, or monthly deposit limits in Philippine Peso directly from your cowins account settings. Once a limit is set, it takes effect immediately and can only be increased after a mandatory 7-day cooling-off period.

Session Time Limits

cowins lets you set a maximum session duration. When your time limit is reached, you will receive a notification and be prompted to take a break. Keeping track of time is one of the simplest ways to stay in control.

Cooling-Off Periods

Need a short break? cowins offers cooling-off periods of 24 hours, 7 days, or 30 days. During a cooling-off period, your account is temporarily suspended and you will not be able to log in or place bets.

Self-Exclusion

If you feel you need a longer break, cowins offers self-exclusion for periods of 6 months, 1 year, or permanently. Self-exclusion is irreversible for the chosen period and blocks all access to your cowins account.

Loss Limits

Set a maximum loss amount per day, week, or month on cowins. Once your loss limit is reached, you will be unable to place further bets until the limit period resets — helping you stay within your personal budget.

SELF-ASSESSMENT

Is Your Gaming Still Fun?

Responsible gaming starts with honest self-reflection. cowins encourages all Filipino players to regularly ask themselves the following questions. If you answer "yes" to two or more, it may be time to use our player protection tools or seek support.

Remember: gambling is meant to be entertainment — like watching a PBA game or going to the movies. It should never feel like a way to earn money, escape problems, or relieve stress. If it does, cowins is here to help.

Gambling is addictive. Know when to stop. If you recognize problem gambling signs in yourself or a loved one, please reach out to cowins support or a professional counseling service immediately.

Quick Self-Check

Answer honestly — this is for your own wellbeing.

1

Do you spend more money on gambling than you originally planned, even when you tell yourself you'll stop?

2

Have you borrowed money, sold belongings, or used bill money to fund your gambling on cowins or elsewhere?

3

Do you feel restless, irritable, or anxious when you try to cut down or stop gambling?

4

Have you lied to family members or friends in Manila, Cebu, Davao, or elsewhere about how much time or money you spend gambling?

5

Do you gamble to escape problems, relieve feelings of helplessness, guilt, anxiety, or depression?

6

After losing, do you feel a strong urge to return as soon as possible to win back your losses ("chasing losses")?

7

Has gambling caused serious problems in your relationships, work, studies, or financial situation?

PLAYER PROTECTION TOOLS

Using cowins Safety Tools

All responsible gaming tools are available directly inside your cowins account. Here's how to access and use them.

Deposit Limit
Set a Deposit Cap

Go to Account → Responsible Gaming → Deposit Limits. Choose daily, weekly, or monthly. Enter your PHP limit and confirm. Takes effect immediately.

Time Limit
Limit Your Session

Go to Account → Responsible Gaming → Session Limits. Set a maximum number of hours per day. cowins will alert you when your limit is approaching.

Cooling-Off
Take a Short Break

Go to Account → Responsible Gaming → Cooling-Off. Choose 24 hours, 7 days, or 30 days. Your account will be suspended for the chosen period.

Self-Exclusion
Long-Term Exclusion

Go to Account → Responsible Gaming → Self-Exclusion. Choose 6 months, 1 year, or permanent. This action is irreversible for the chosen period.

STEP BY STEP

How to Request
Self-Exclusion on cowins

1
Log In to Your cowins Account

Access your cowins account from any device. Self-exclusion can be requested 24/7 — you do not need to contact support first.

2
Navigate to Responsible Gaming

Click on your profile icon, then select "Account Settings" → "Responsible Gaming" from the menu.

3
Select Self-Exclusion

Choose "Self-Exclusion" from the responsible gaming tools list. Select your preferred exclusion period: 6 months, 1 year, or permanent.

4
Confirm Your Decision

Read the confirmation notice carefully. Enter your cowins account password to confirm. The exclusion takes effect immediately and cannot be reversed during the chosen period.

5
Receive Confirmation

You will receive an email confirmation at your registered address. If you need additional support, contact the cowins responsible gaming team at [email protected] — displayed as plain text, not a clickable link.

RECOGNIZING PROBLEM GAMBLING

Warning Signs to Watch For

Chasing Losses

Continuing to gamble in an attempt to recover money already lost is one of the clearest signs of problem gambling. cowins urges all players to set loss limits before they start playing.

Neglecting Responsibilities

Missing work, school, or family obligations in order to gamble — or spending money meant for rent, bills, or food on gaming — is a serious warning sign that requires immediate action.

Secrecy & Deception

Hiding gambling activity from family members or lying about how much time and money is spent on cowins or other platforms is a strong indicator of a developing gambling problem.

Emotional Dependence

Using gambling as a way to cope with stress, loneliness, depression, or anxiety — rather than as entertainment — means gambling has moved beyond a healthy recreational activity.

HEALTHY GAMING HABITS

Tips for Safe Play on cowins

Whether you're playing slots, bingo, or live casino games on cowins, these simple habits will help keep your gaming experience positive and within your control.

Set a Budget Before You Play

Decide on a fixed PHP amount you are comfortable losing before you open cowins. Treat it like entertainment spending — the same way you'd budget for a night out in Makati or a movie in Quezon City. Never gamble with money you cannot afford to lose.

Take Regular Breaks

Long gaming sessions can cloud your judgment. Set a timer and step away from cowins every hour. Use the session time limit feature to automate this. A short break helps you stay sharp and in control of your decisions.

Play for Fun, Not Profit

cowins games are designed for entertainment. The house always has a mathematical edge over time. Enjoy the thrill of the game, celebrate wins as a bonus, and accept losses as the cost of entertainment — not as money to be recovered.

Talk to Someone You Trust

If you feel your cowins gaming is getting out of hand, talk to a trusted family member or friend. Sharing your concerns is a sign of strength, not weakness. You don't have to face gambling challenges alone.

Never Gamble Under the Influence

Avoid playing on cowins when you are tired, stressed, emotionally upset, or under the influence of alcohol. Impaired judgment leads to poor decisions and higher risk of problem gambling behavior.

Track Your Gaming Activity

Review your cowins transaction history and gaming logs regularly. Seeing your actual spending in PHP can be a powerful reality check. If the numbers surprise you, it may be time to adjust your limits or take a break.

REGULATORY FRAMEWORK

cowins & PAGCOR Compliance

cowins operates in accordance with the regulations set by the Philippine Amusement and Gaming Corporation (PAGCOR), the government body responsible for overseeing and licensing online gaming in the Philippines. Our responsible gaming framework is designed to meet and exceed PAGCOR's player protection standards.

PAGCOR requires all licensed operators to implement age verification, self-exclusion programs, and responsible gaming information for players. cowins fulfills all of these requirements and goes further by offering proactive player monitoring and voluntary limit-setting tools.

The minimum legal age for casino-style gambling in the Philippines is 21 years old. cowins strictly enforces this requirement through multi-step identity verification at registration and ongoing KYC monitoring.

Gambling is addictive. Know when to stop. This is the official PAGCOR-recommended responsible gaming reminder. cowins displays this message prominently across our platform as part of our commitment to player wellbeing.

cowins Responsible Gaming Commitments

Mandatory 21+ age verification for all new cowins registrations

Voluntary deposit, loss, and session time limits available to all players

Self-exclusion options from 6 months to permanent, effective immediately

Cooling-off periods of 24 hours, 7 days, or 30 days available on demand

Proactive monitoring for signs of problem gambling behavior

Dedicated responsible gaming support team reachable via [email protected]

Full compliance with PAGCOR player protection requirements and Philippine law

PLAY RESPONSIBLY

Enjoy cowins — Safely and Within Your Means

cowins is committed to being the most responsible online gaming platform for Filipino players. Set your limits, know the signs, and always remember: gambling is addictive — know when to stop. If you're ready to play, do so safely. Must be 21 or older.

21+ Only PAGCOR Regulated Gambling is addictive. Know when to stop.